Universal BPR
Your Dreams Are Our Priority. Universal is Ready to Support You with Credit, Deposits, and Savings!
Trusted by Prof. Rhenald Kasali, Universal BPR is here to improve the quality of life for the community.
Universal Mobile
Bank Anytime, Anywhere!
I Want To
How can we help you today?

Savings
A savings solution with high interest rates, giving you and your family greater opportunities to achieve your future dreams.
Loans
A fast loan solution secured by SHM (Freehold Title Certificate) or SHGB (Right to Build Certificate). Quick and easy process to meet your financial needs.
Mobile Banking
Enjoy free transfers, top up credit and e-wallets with no fees, and check your balance anytime with Universal Mobile Banking.
Why
Universal BPR?
Universal BPR offers a variety of financial products designed to meet your needs. Start your journey toward your dreams with our quick and hassle-free loans, and enjoy safe, high-yield savings from Universal BPR.

Serving for Over 20 Years
With over 20 years of experience, Bank Universal BPR has been a trusted partner in managing finances and meeting the financial needs of our customers. We continue to grow with a strong commitment to providing secure, professional, and innovative services.
Fast and Easy Process
The processes and requirements for loan applications, savings account openings, and deposit placements at Bank Universal BPR are designed to be simple and efficient, reflecting our commitment to delivering excellent service through our brand promise: fast, secure, and caring.
Guaranteed Security
Bank Universal BPR is licensed and regulated by the Financial Services Authority (OJK) and Bank Indonesia, and is a participating institution of the Indonesia Deposit Insurance Corporation (LPS).
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Extensive Network
With an extensive network, Bank Universal BPR makes it easier for customers to access our services across various regions.
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Friendly and Professional
The founders and management team of Universal BPR are highly competent and wholeheartedly committed to serving customers, guided by a noble mission to improve the quality of life in the community.

Local Economic Empowerment
Universal BPR is committed to supporting local economic empowerment by providing better financial access for individuals and communities in its surrounding areas.
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