The History of Universal BPR
Universal BPR has been providing financial and banking services to the community for 22 years. With support from various stakeholders, the company, which began its journey as a small entity, continues to grow steadily this year. In line with market progress and modernization, Universal BPR remains committed to adapting to ongoing changes.









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2024
Total assets reached IDR 2.1 trillion
Completed the merger of Universal BPR Group (Jabodetabek, West Kalimantan, Riau & Jambi)
Held the Universal Siboro Golf Charity Tournament (USGCT) at Damai Indah Golf BSD, raising Rp800 million for the PARSIBO Social Fund.
Launched the first episode of Universal Talks featuring Prof. Rhenald Kasali dan Roberto Akyuwen.
Released Universal Talks Episode 2 with Dr. Indrawan Nugroho
Hosted Universal Bonanza 2024, which inclued : The Universal Arisan Savings Batch 1 grand prize draw, The launch of Kaia, Universal BPR's Official Mascot, and The Celebration of Universal BPR's 21st anniversary.
Received an award from the Financial Services Authority (OJK) for BPR/S category in “Strengthening Structure and Competitiveness.”
Received a Compliance Award from BPJS Ketenagakerjaan for timely contributions and accurate data reporting.
Three entities entered “Top 100 BPR The Finance 2024”: Universal BPR – South Tangerang, Universal BPR Kalbar – Pontianak, and Universal BPR Karya Mandiri Riau – Pekanbaru
Kaman Siboro, President Commissioner of Universal BPR, received The Finance Special Award for “The Best Leader in BPR Digital Transformation.”
2023
Total assets reached Rp1.5 trillion.
Expanded service with new offices in Pantai Indah Kapuk (PIK), Depok, and Siantan under the Universal BPR Kalimantan Barat Group.
Introduced Universal Mobile after obtaining a Payment Service Provider (PJP 1) license from Central Bank of Indonesia.
Successfully distributed over 30,000 food packages through the Deposito Peduli program.
Organized the Universal Matius Golf Charity Tournament at Bogor Raya Golf Club, raising Rp365 million in donations for the construction of the Pastoral Building at St. Matthew the Evangelist Church in Bintaro.
Received the Stellar Workplace Recognition from the 2023 Stellar Workplace Awards for outstanding employee engagement and satisfaction.
Achieved ISO/IEC 27001:2013 certification for Information Security Management Systems.
2022
Total assets reached IDR 1.2 trillion.
Officially opened the Tangerang Office, introducing the Community Hub concept.
Acquired 2,196 m² of land for the planned development of Universal Tower in CBD Bintaro Jaya.
Hosted the Universal Santa Maria Regina Golf Charity Tournament at Sentul Highlands Golf Club. Together with the DEBUTS Sanmare program, the event successfully raised Rp727 million in donations for the Santa Maria Regina Church.
2021
Total Assets have reached Rp843 Billion.
Officially inaugurated the Bekasi Mas Branch Office and Bogor Branch Office.
Partnered with Prof. Rhenald Kasali, Ph.D. as Brand Ambassador.
Appointed Dunamis as a Human Capital Development Consultant.
Launched the Relationship Manager Development Program (RMDP) and Funding Officer Development Program (FODP).
Distributed a total of 7,305 food aid packages to the community.
Launched the Account Manager Trainee Program (AMTP) in collaboration with the Indonesia Institute of Management.
2020
Total Assets have reached Rp463 Billion.
Established the BSD Office and Tambun City Office.
Launched Deposito Peduli (a donation-linked deposit product) and distributed over 5,000 staple food packages.
Expanded into the SME credit segment.
Actively served as lead arranger for syndicated loans.
2018
Total Aset have reached Rp331 Billion.
Introduced a new brand identity with the logo and tagline "Cepat, Aman, Peduli (CAP)".
Launched Tabungan Universal SuperMan (Prize-Linked Savings Product)
Introduced U-Crop (Universal Customer Relationship Officer Program)
Universal BPR Group successfully received the ‘Infobank Award 2018’ with the ‘Excellent’ rating.
2016
Total assets have reached Rp268 Billion
The Head Office is relocated to Emerald Avenue Bintaro Jaya
Launched Universal Banker Development Program (Management Trainee) Batch 1
2010
Total assets have reached Rp51 Billion
Expanded operations with three service offices, located in Cibinong, Bintaro, and Tangerang.
2003
Universal BPR's total assets have reached Rp4 Billion.
Kaman Siboro and Stephen Satyahadi established the Universal BPR group.
Established its first branch office under PT. BPR Universal Karya Mandiri Cibinong
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