Loan Interest Rate

Loan Ceiling

Working Capital Loan

Multipurpose, Investment, and Working Capital Term Loans

500 Juta

2.10%

1.50%

< 500 Juta s/d 1 Milyar

1.90%

1.30%

≥ 1 Milyar s/d 2,5 Milyar

1.85%

1.25%

≥ 2,5 Milyar

1.80%

1.20%

Terms & Conditions:

  1. The Prime Lending Rate (Suku Bunga Dasar Kredit - SBDK) is used as a reference for determining the loan interest rate charged by the Bank to customers. The SBDK does not include the estimated risk premium component, which varies based on the Bank's assessment of the risk level for each borrower or group of borrowers. As such, the loan interest rate charged to a borrower may differ from the SBDK.

  2. SBDK may change at any time and the updated information is available on the official website of Bank BPR Universal.

  3. For more information, please contact Universal Care at 021-2221-3993.