Universal BPR Bank's 23rd Anniversary: Stronger Together in Service and Growth

Universal BPR Bank's Management and Employees

Universal BPR Bank celebrated its 23rd anniversary on June 2, 2026, at the Universal Bintaro Head Office in South Tangerang. The celebration was attended by the management team and all employees as an expression of gratitude for the company's 23-year journey.

Carrying the theme “Stronger Together,” the 23rd-anniversary celebration symbolized the spirit of unity that continues to strengthen Universal BPR's efforts in facing various challenges. The theme also reflects the company's commitment to delivering the best possible service to customers while driving sustainable growth.

The celebration served not only as an opportunity to commemorate the company's journey but also as a moment to reflect on the achievements accomplished over more than two decades. Thanks to the support of customers, employees, and stakeholders, Universal BPR continues to grow and strives to make a positive contribution to society.

Strengthening the Commitment to Continuous Growth

In his speech, Universal BPR's President Commissioner, Kaman Siboro, expressed his gratitude for the company's 23 years of shared achievements and progress.

"What we have achieved today is the result of the contributions and collaboration of all parties. Let us continue to uphold integrity, respect, and continuous improvement. With the spirit of 'Fast, Secure, and Caring,' I believe Universal BPR's vision and mission will continue to be realized successfully," said Kaman Siboro.

His message served as a reminder for all Universal BPR employees to uphold the company's core values and continue contributing to its growth and success. In line with the theme “Stronger Together,” employees were encouraged to strengthen collaboration and foster a spirit of unity in carrying out their respective roles.

A Symbol of Unity and Gratitude for 23 Years of Growth

As the highlight of the celebration, the management team and employees participated in a traditional tumpeng cutting ceremony as a symbol of gratitude for Universal BPR's 23-year journey. The ceremony was held in a warm and family-oriented atmosphere, providing an opportunity to reflect on the milestones achieved together.

The moment also served as an expression of appreciation for the dedication and contributions of all employees who have supported Universal BPR's growth over the years. The achievements accomplished throughout the company's 23-year journey are the result of hard work and strong collaboration across all levels of the organization.

The celebration continued with a communal meal attended by the management team and employees. The warm and friendly atmosphere further enlivened the event while strengthening relationships among the Universal BPR family.

Universal BPR's Performance and Growth

The company's continued growth remains one of the key achievements celebrated in its 23rd year. Throughout 2025, Universal BPR recorded consistent growth, supported by solid profitability and a strong commitment to maintaining asset quality.

Based on the Financial Statements as of December 31, 2025, Universal BPR reported total assets of IDR 2.3 trillion and a net profit of IDR 36 billion. The Gross Non-Performing Loan (NPL) ratio stood at 3.93%, below the regulatory maximum threshold of 5%, reflecting the company's healthy loan quality and prudent risk management. In terms of profitability, a Return on Equity (ROE) of 19.4% demonstrates the company's ability to manage capital effectively and deliver solid financial performance.

Universal BPR remains committed to providing banking services that meet the evolving needs of the community. This commitment is reflected through a range of savings products, time deposits, and lending facilities. With more than two decades of experience, Universal BPR is optimistic about continuing its growth journey and contributing to the improvement of people's quality of life.

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