Achieve maximum returns while contributing to good, as every investment you make helps support the provision of up to 67 basic necessity packages for those in need.

Key Features

Menguntungkan

Optimal Returns

Get interest rates of up to 6.00% p.a. and maximize your profits.

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Secure and Reliable

Managed by a professional team, Universal BPR is licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan/OJK) & Central Bank of Indonesia, and is a participant in the Deposit Insurance Corporation (Lembaga Penjamin Simpanan/LPS) deposit insurance program.

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Prosper by Giving

For deposits of a minimum of Rp 100 million with a minimum tenor of 6 months, we will donate up to 67 basic necessity packages to citizens in need.

Features

  1. Can be opened in the name of two individuals (joint account).
  2. Available in tenor options of 6, 9, and 12 months.
  3. Free of stamp duty fees.
  4. Deposits can be automatically extended (Automatic Roll Over/ARO).
  5. Interest is calculated based on the number of placement days (1 year calculated as 365 days).
  6. Interest can be reinvested into the deposit principal or transferred to a Universal Savings account, with the flexibility to withdraw anytime and earn high interest.
  7. Can be used as collateral for credit.

Terms and Conditions

  1. Valid identification :

    • Individuals: ID Card (Indonesian Citizens), KITAS/Passport (Foreign Nationals)

    • Business Entities: SIUP, NIB, NPWP

  2. Fill out and sign the deposit placement application form.
  3. Fill out and sign the Universal Savings account opening form with an initial deposit of Rp100,000,-
  4. Initial placement of a minimum of Rp100,000,000,-