Experience the full advantages of a safe and profitable time deposit.

Key Features

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Profitable

Earn up to 6.00% p.a. on your deposits at Universal BPR and enjoy the high returns.

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Secure and Reliable

Managed by a professional team, Universal BPR is licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan/OJK) & Central Bank of Indonesia, and is a participant in the Deposit Insurance Corporation (Lembaga Penjamin Simpanan/LPS) deposit insurance program.

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Quick and Easy Process

With easy requirements and efficient transaction services from our Funding Officers, your investment process becomes even simpler.

Features

  1. Can be opened in the name of 2 individuals (joint account).
  2. Available in tenors of 1, 3, 6, 9, and 12 months.
  3. Freedom to automatically extend the deposit (Automatic Roll Over/ARO).
  4. Interest is calculated based on the number of placement days (1 year calculated as 365 days)
  5. Interest can be reinvested into the deposit principal or transferred to a Universal Savings account, withdrawable at any time and earning high interest.
  6. Can be used as collateral for credit.

Terms and Contitions

  1. Valid identification :

    • Individuals: ID Card (Indonesian Citizens), KITAS/Passport (Foreign Nationals)

    • Business Entities: SIUP, NIB, NPWP

  2. Fill out and sign the deposit placement application form.
  3. Fill out and sign the Universal Savings account opening form with an initial deposit of Rp100,000,-
  4. Initial placement of a minimum of Rp5,000,000,-