Impactful green investment. Green Deposit for a sustainable future.

Key Features

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Profitable

Gain returns with interest rates of up to 6.00% p.a.

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Secure and Reliable

Universal BPR is licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan/OJK) & Central Bank of Indonesia, and is a participant in the Deposit Insurance Corporation (Lembaga Penjamin Simpanan/LPS) guarantee program.

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Support Sustainable Projects

Your funds are dedicated to financing sustainable projects and creating a better, greener environment.

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Receive Up to 480 Tree Seedlings

Every investment you make will be accompanied by the giving of up to 480 tree seedlings.

Features

  1. Can be opened in the name of 2 individuals (joint account).
  2. Available in tenor options of 6, 9, and 12 months.
  3. Free of stamp duty fees.
  4. Freedom to automatically extend the deposit (Automatic Roll Over/ARO).
  5. Interest is calculated based on the number of placement days (1 year calculated as 365 days)
  6. Interest can be reinvested into the deposit principal or transferred to a Universal Savings account, and can be withdrawn anytime with maximum returns.
  7. Can be used as collateral for loans/credit (back to back).

Terms and Contitions

  1. Valid identification :

    • Individuals: ID Card (Indonesian Citizens), KITAS/Passport (Foreign Nationals)

    • Business Entities: SIUP, NIB, NPWP

  2. Fill out and sign the deposit placement application form.
  3. Fill out and sign the Universal Savings account opening form with an initial deposit of Rp100,000,-
  4. Minimum Initial Placement of Rp100,000,000,- (one hundred million Rupiah).
  5. Customers sign the Tree Seedling Distribution Scheme Selection Form as a Green Deposit Benefit.