Enjoy a profitable and flexible savings experience. Make your every transaction faster, safer, and and easier.

Key Features

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Flexible

Withdraw funds anytime and freely manage your finances to seize opportunities as needed.

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Profitable

Earn and enjoy high interest rates.

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Secure and Reliable

Managed by a professional team, Universal BPR is licensed and registered by the Financial Services Authority (Otoritas Jasa Keungan/OJK), and is a participant in the Deposit Insurance Corporation (Lembaga Penjamin Simpanan/LPS) guarantee program.

Features

  1. Minimum initial deposit of Rp 100,000, subsequent deposits starting from Rp 10,000,-
  2. Minimum balance of Rp 50,000,-
  3. Free of stamp duty fees.
  4. Free administration fees if the balance is above Rp 10,000,000,- if the balance is below Rp 10,000,000,- the administration fee is Rp 7,500,-
  5. Interest is calculated based on the average daily balance.
  6. Attractive interest rates based on balance tiers.

Terms and Conditions

  1. Valid identification :

    • Individuals: ID Card (Indonesian Citizens), KITAS/Passport (Foreign Nationals)

    • Business Entities: SIUP, NIB, NPWP