Enjoy a profitable and flexible savings experience. Make your every transaction faster, safer, and and easier.
Key Features Universal Savings
Flexible
Withdraw funds anytime and freely manage your finances to seize opportunities as needed.
Profitable
Earn and enjoy high interest rates.
Secure and Reliable
As a BPR savings product, Universal Savings is managed by a professional team. Universal BPR is licensed and registered with the Financial Services Authority (OJK) and is a participant in the Deposit Insurance Corporation (LPS).
Features
- Minimum initial deposit of Rp 100,000, subsequent deposits starting from Rp 10,000,-
- Minimum balance of Rp 50,000,-
- Free of stamp duty fees.
- Free administration fees if the balance is above Rp 10,000,000,- if the balance is ≤ Rp 10,000,000,- the administration fee is Rp 7,500,-
- Interest is calculated based on the average daily balance.
- Attractive interest rates based on balance tiers.
Terms and Conditions Universal Savings
- Valid identification :
Individuals: ID Card (Indonesian Citizens), KITAS/Passport (Foreign Nationals)
Business Entities: SIUP, NIB, NPWP
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